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Fees may be charged to the account which could reduce earnings. 2 Direct deposit required. Maximum ACH credit is $15, 3 No fees for withdrawals. $12 or $0 Monthly Service Fee · A checking account that students can open on their own with tools like Account Alerts and Zelle® to help manage your money. Open a checking account with no monthly maintenance fee. Key Smart Checking Is Key Smart Checking a good free checking account for student checking? Any online bank or credit union will do. What you really want to look at is their customer service reviews. When you need help, you want to make. A checking account that's free to open and free to maintain. With Asterisk-Free Checking, there's no cost to open and no monthly maintenance fees.
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